To Bill Fraser – The Miracle Man!!

 Bill just wanted to send you a quick note of appreciation for your dedication to get me into my very first home!!!  I did not think with my income and the little credit I have, that you would be able to pull this deal off.  I have heard you are considered the “Miracle Man” around the island and it sure seems to be true!!!! Lol

Thanks so much, and i am proud to refer you to my family and my friends all over BC!!!

Brad McMillan

 Wow, the Miracle Man hey…. .I kinda like it!!! Lol  Thanks for the kind words Brad, it was truly a “make sense” deal as you are a dedicated bill payer and  a dedicated employee, so those aspects really made the deal work and i just highlighted the positives on your file and made sure the very few negatives didn’t hold us away from getting you your first home.  I am happy to see you have referred your mom to me and that we have gotten her a very nice new home.  Thank you Brad, and i hope to see more of your family and friends come to see me for mortgage advice.

Bill Fraser

Brad McMillan

To Bill Fraser Mortgage Specialist/Credit Expert

Just wanted to send you a quick note on how much we appreciated your efforts to getting us into our beautiful new home!!!  We found that you made things very simple and straight forward for us while knowing that this was not a simple situation to get approved.  The credit was a small concern and working around either borrowing our down payment or using our funds accordingly to get the best possible interest rate truly worked out to our advantage.

All in all, the process, although a little stressful at times, we know this would not have been possible to get done with our local bank, and want to highlight the advantages to using your broker services at no cost to us, over using the expensive/complicated banking system.  You are able to look outside the small box they look through with regards to making lending decisions, and we love how you took the time to explain things throughout the entire process.

Thanks so much, we look forward to sending you our friends and family, as they require financial services.

Jamie and Brenda Hodge

To Jamie and Brenda: Thank you so much for the kind words, it wasn’t an easy task, but it sure is rewarding to see some people so deserving, get what they want!!!  This shows you that even though the banks allow you to walk in and apply for a mortgage/loan, but it is much more effective using my broker channel and have a professional highlight the reasons on why to do the deal, rather than finding ways not to do the deal.  I welcome ALL bank clients because i know for fact, having worked at the banks, exactly how frustrating and prolonged some of their servicing can be.  It was great we got this one worked out, and kept you within a lower rate than the banks even were offering at the time!!!

Bill Fraser

Jamie and Brenda Hodge

“Hey Bill, I just wanted to write you to let you know that your suggestion worked. Just over a month after we made those changes my credit score jumped from 624 to 720!

I have talked with a lot of people about my credit and no one had suggested anything like that in the past. I am glad that you took the time to explain it to me and get me where I needed to be with my credit.

Thanks for your down to earth style of dealing with clients. I know like the “pushy salesman” type people that I have dealt with in the past. You made dealing with my bank a great experience for me. I have already recommended you several times so you may be getting calls in the future saying “Jeff sent me”.

Thanks again Bill and I am sure I will be talking with you soon!”

Jeff

Jeff

To BFrase

My name is Jesse and i have worked at the bank for almost 10 years now, and actually worked with Bill back in the day.  I have been doing mortgages/investments/loans within roles of personal banker, advisr, manager, and now looking to manage my own cluster of advisors……….

The reason i give you my background is to show you that although i have FULL access to all the bank products and know the “in’s and out’s” of them all as well, and i am also fully aware of the benefits of using a broker compared to the banks.  And THAT is why i ended up calling my good friend and wicked mortgage broker Bill Fraser with Dominion Lending Centres.  He offered me top notch service at all hours of the day, numerous pieces of advice both professionally and personally, along with getting me approved when NO OTHER BANK would consider doing this deal.  All of these benefits on top of getting me the most competitive rate offered in the market!!!!!!

A huge thanks to you Bill, and I will most definitely continue to spread your name to those who do not understand the benefits of your services compared directly to the banks services.

Jesse and Katie

Jesse and Katie

To Bill

I wanted to send a quick note of thanks for your dedication to getting us the best mortgage rate and terms possible.  Although we found it tough to find exactly what we wanted you had plans to ensure we were not missing out on the changing rates at that time.  There was alot of back and forth and different scenarios we needed, which you seemed happy to provide!!!

So thanks so much to you and your hard work for us, and i definitely will not hesitate to mention your name, especially to my former coworkers at the Bank!!!!!! LOL

Mellissa and Nick

Mellissa and Nick

Bill is an amazing mortgage broker!  He turned what could have been a very confusing, stressful process into a seamless, informative and positive experience.   As first time home buyers with unusual circumstances, Bill’s availability and accessibility answering our many questions, to keep our minds at ease, was immeasurable.  His encouraging, honest, helpful nature mixed with his abundance of knowledge is what allows us to enjoy our immaculate view in our dream home.  Thank you Bill for being a prevalent part of our dream come true!!

Shannon and Ashley Hughes  

Shannon and Ashley Hughes

Bill,

Thank you for all your countless hours of hard work in securing the best possible mortgage rates and terms for Rai and I.   Through your determination and amazing work effort you made what seemed at times impossible become a reality for us.  Bill you were able to get us approved for a mortgage when no bank would even look at us! You also secured us better rates then a bank would have.  I thank you for being in touch with us throughout the process; you really put my nerves at ease!  Your professionalism speaks volumes, and I appreciated all the personal advice along with the professional guidance which you provided us. I will be passing your name on to anyone I come across who is looking for a mortgage!! Look forward to seeing you soon, and doing business again when it is time to renew our mortgage.

Steve and Raianne

Steve and Raianne

I was interested in purchasing a home and Bill was recommended by a family member.

I was a first time buyer, not well versed in the fine details of purchasing real estate. Bill was so personable and informative in guiding me through the whole process.  I will be forever greatful.

Bill worked timelessly, often fielding my inquiries on his own time, going above and byond what on might expect from a mortgage broker.

Would i use Bill Fraser in my future real estate purchases…..Absolutely!!!

His professionalism is undeniable.

His knowledge is unquestionable.

His dedication to fulfilling dreams……. admirable.

Thanks Bill, best regards – Blair Carnegie.

Blair Carnegie

12